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January 18, 2023Sandra Wróbel-Konior
3D Secure 2: Stronger Authentication and Support for Mobile CustomersThe main improvement with 3DS2 is that issuers and merchants can exchange more data to more accurately determine the risk level of a specific transaction.
January 12, 2023Iwona Chrzanowska-Wójcik
Understanding Reasons Behind Retrieval RequestsA retrieval request (also known as a soft chargeback) is a formalized request from the cardholder regarding the charge on their account. Although they can be annoying, it is highly recommended to respond to them since it's the easiest way to prevent customers from disputing chargebacks.
January 3, 2023Iwona Chrzanowska-Wójcik
Chargebacks in a Nutshell: A Guide for MerchantsChargebacks are part and parcel of dealing with card payments; therefore, it's better to get familiar with this term before launching any online business.
December 7, 2022Sandra Wróbel-Konior
Features That a Good Payment API Should HaveDo you know what makes a good payment API that ensures your payment experience runs smoothly? Read on to learn how to select one.
November 29, 2022Sandra Wróbel-Konior
Card Authorization and Capture: Here's What You Need to KnowWhen a customer uses a credit or debit card to make a purchase, a card authorization request is sent to the issuer to verify the card's validity.
November 10, 2022Sandra Wróbel-Konior
Delayed Capture - What You Need to KnowDelayed capture is used to freeze a customer’s funds on a card so that you have time to verify their identity or refund their money.
November 3, 2022Sandra Wróbel-Konior
Credit Card Decline Codes - Comprehensive Information for MerchantsRead on to learn more about credit card decline codes, the most common codes, and ways to resolve them.
December 20, 2022Iwona Chrzanowska-Wójcik